Saturday, June 21, 2008 . 10:36:00 PM
How to safeguard our personal and financial data??As the e-commerce is rapidly evolving now, most of the transactions can be settled or deal by using Internet. It is very convenient and less time consuming. Although Internet brings a lot of benefits to the users, it is still high risk in security, especially the transactions that relate to financial issue. The users scare that their personal or financial data will be exposed and misused by 3rd party. It is not as secure as doing the matter manually or face to face. This is the main reason why people do not like or avoid to use Internet to settle payment and purchase goods or services.
In order to decrease the risk of security and use the website more safety, there are six ways to safe online transactions. Firstly, install a firewall. A firewall is a software program designed to allow good people in and keep bad people out. Most new computers come with firewalls integrated into their operating systems. Those who have a DSL or cable modem have an added layer of protection because these modems come with yet another firewall built in. If, however, you have an older computer or use dial up, you may need to buy a firewall separately and install it yourself.
Secondly, install and update anti-spyware and antivirus programs. Microsoft and numerous application vendors offer users regular updates to existing anti-spyware programs, so be on the lookout. As for antivirus protection,
Symantec and Norton antivirus are popular choices. If you're looking to cut costs, Consumer Reports says Alwil Avast offers the best free virus protection available. Thirdly, avoid accessing financial information in public. Resist logging on to check your bank balance when working from a coffee shop that offers wireless access. These systems are convenient, but also unknown. Casual users have no way of assessing how strong their firewalls are.
Fourthly, always update your browser. Updating your browser on a regular basis can help plug up security holes, so make it a habit. Besides that, it is better to use secure browsers that supported by Secure Sockets Layer (SSL). For example, Microsoft Internet Explorer and Mozilla Firefox.
Fifthly, look for "locks”. How can you tell if your financial site is really secure before you log on? The Web address should start with "https" instead of "http". Besides that, also look for small lock icon in the lower-right corner of the browser window.
Lastly, do not open mystery attachments. Never open an attachment or click on a link sent to you by an unknown party. Attachments can contain viruses and links can lead unsuspecting users to dummy sites where they are asked to input financial information. In addition, there are few secure symbols to look for when browsing a particular website. For example, webtrust and verisign secure site.
