Nowadays, blogging becomes very popular around me. Starting from when, people like to write or type their daily life in their own blogging website. It just like an e-dairy that can let other people know more about you and your situation now. Now, not only individual, some companies will use blogging to promote their companies and transmit corporate information to public. A corporate blog is published and used by an organization to reach its organizational goals. It is giving established companies and obscure brands alike the ability to connect with their audiences on a more personal level, build trust, collect valuable feedback and foster strengthened business relationships. More importantly, these companies are enjoying tangible returns in their blogging investment in the form of increased sales, partnerships, business opportunities, press coverage and lead generation.

Nowadays, auctions can be conducted through internet (i.e.: E-auction). Even though E-auction allows buyers and sellers to conduct auctions at their convenience, however it has indirectly provides loopholes to conduct frauds upon the transaction. Therefore, some prevention method should take into account whenever there is an E-auction transaction performed.

When an auction involved a certain value, it is recommended to apply for Escrow services. The Escrow (account) is a blocked bank account held with a neutral and financially trusted third party. This trusted third party, the Escrow Agent, will releases the money and documents from the escrow account after certain release conditions that described in the escrow agreement had been met. With an easy-to-access link to a third party Escrow service, both parties in a deal are protected.

Besides that, User Identity Verification and Item Verification is a must for a non face-to-face transaction. This is to ensure that the buyer and seller, as well as the traded item are genuine. Equifax is an empowered body that provides User Identity Verification Services. Equifax is a global leader in information solutions which had already gained customers trust for over 100years in delivering innovative information solutions with the highest integrity and reliability. As for Item Verification, a neutral third party will evaluate and identify an item through a variety of means (e.g.: item DNA tagged).

The local e-commerce site that I am going to review is MPH Bookstore. It's a site that sells all kind of books such as fiction, non-fiction, teen reader, children books and magazine. They are currently offering promotion for some of the books. To be able to buy a book from this site, we need to sign up.

This website is well designed. It uses a white color background with darker words (blue, grey). It provides their contact number and e-mail addresses. The prices of the books have properly stated. They also provide free delivery, but only for orders more than RM100. The delivery will make in two weeks time.

This site classified the books by best sellers, new releases, and hot title. The books classified by categories such as accounting & statistics, travel, science. It is also user friendly by classified different books with different sub title (fiction, non-fiction, teen reader, children books), so that consumers can view the product easily with only one click.

This site contain of search engine. The search engine can search by title, author, ISBN, publisher, or keywords. It has a shopping cart too. With this, we can add the item we want by clicking "add to Cart". Before adding the item to cart, we can click on the book we want to look at the details provided. We can also read the book description before we decide whether to buy it or not.

After adding the item into the cart, we can view our order status and wait for the arrival of the product.

Do you know what is E-tailing? Actually, E-tailing is the abbreviation of Electronic retailing, which refers to the process of selling retail goods through internet. E-tailing is synonymous with business-to-consumer transaction. With the introduction of E-tailing in Malaysia, many of the businesses have been converted from brick-and-mortar organization to click-and-mortar organization. Examples of Malaysian companies which make use of E-tailing system are MPH (book retailer), Dell (hardware retailer), McDonalds (fast food retailer), etc.

In my opinion, E-tailing can only involves goods which are non-perishable due to length of cycle time is long. Normally, the delivery of goods takes 2-3days. So, it is impossible to apply E-tailing for perishable goods because there is no way to prevent the perishable goods from being rotten during the transition.

However, I felt shocked when I knew that even “fishes” can be sold through internet! This brilliant idea was come from Abdullah Ibrahim, general manager of Tanjung Dawai Fisherman Association. When I saw the headline “Fish now sold via the Net”, I was wondering that how they can keep the fishes at the very fresh status. After I gone through the article, then I only realized that there is a little bit of “Tricks” behind it.

By combining the E-tailing system and bidding system, it will help the supplier in reducing cost in terms of renting a physical market place to sell their fishes. The bidders will gather at the supplier’s place and start to place their bids through E-mail. When the bidding period is end, the supplier will acknowledge the bidder who provides best deal upon the acceptance of the offer. Besides that, the supplier also able to hit two birds with one stone by cutting down the transportation cost (i.e.: delivery the fishes to market place), while selling the fishes at a high price through auction.

“Nothing in this is impossible, just need some thought and creativity to make the impossible become possible”. There is a possibility for a physical market place to lose its function as a place to trade. Perhaps, this will not happen in Malaysia.

Most of the people now are holding at least one credit card in their hand. Credit card is a type of “post-paid” payment method that enables the card holder purchase 1^st then makes payment later. For example visa card and master card. It is very convenient as the card holder does not need to bring a lot of cash out to buy a particular thing. However, due to its convenient and it is a post paid service, there is huge amount of credit card debts that owed by the card holders.

What are the causes of credit card debts? For most of the card holders who are over 21 years old, the big reason is they use their cards without anticipating how the bills will be paid off. Normally, they will spend more than what they can earn. When the credit card bill comes and the holder is unable to pay the bill, he or she will postpone the payment of the bill. This will cause the amount due become more and more because of the interest charged. For the people who always do not consider well before purchasing, it is easier to cause a huge amount of debts.

Thus, prevention is better than cure the credit card debts. Firstly, get a credit card that has the lowest interest rate possible so that you do not need to pay higher interest charged. Secondly, do not always depend on the credit card and get use on it. If can, use cash to purchase and only use the credit card in emergency. Besides that, do not buy anything that you cannot afford and useless.

There are many cases of credit card debts caused the holders become “bankrupt” and commit suicide due to unable to pay off the debts. Thus, better consider carefully before purchasing anything by using credit card.